Download your IPS

All three contain the same field values. The policy card is a one-page summary you can keep with you for moments when the urge to deviate surfaces.

See a worked example of a completed IPS—drafted by a 32-year-old long-horizon investor—for reference: view example

This page is a personal investment policy statement tool. It is not legal, tax, or financial advice. Investments involve risks, including the potential loss of capital. This template is provided by pfolio GmbH, a financial service provider under the Swiss Financial Services Act (FinSA), registered in Switzerland. Advertising under Art. 68 FinSA. For information only.

Tools

Investment
policy statement

A personal contract with your future self.

This document sets out how you intend to invest, why, and under what rules. It exists for one reason: so that the version of you reading it during a market crash defers to the version of you who wrote it. Markets will give you reasons to deviate. This document is what you check before you do.

It is a framework, not a portfolio. The policies you commit to here define the boundaries within which any portfolio you hold should operate. Different portfolios can satisfy the same framework; the framework outlives any particular one.

A simple statement is better than no statement. The core fields take five minutes to fill in. Open the advanced sections when you are ready to go deeper.

Walk through the questionnaire to calibrate your risk profile, then fill in the IPS sections below. Your draft saves automatically as you go. When you are finished, download the full IPS as Word or PDF, plus a one-page policy card to keep with you.

Your investment policy statement

Fill in the core fields first. Open advanced sections when you are ready.

Clear draft and start over
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pfolio GmbH is a financial service provider under the Swiss Financial Services Act (FinSA) and is registered in Switzerland.

This website constitutes advertising within the meaning of Art. 68 FinSA and is provided for informational purposes only. It does not constitute an offer, solicitation, or investment advice.

This website is primarily intended for persons domiciled in Switzerland. By accessing it, you confirm that you are legally permitted to use its content and agree to the Terms of pfolio GmbH.

Investments involve risks, including the potential loss of the entire principal amount. Past performance is not a reliable indicator of future results.

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