Managing your portfolios

The Portfolios Overview is the home of every portfolio you can use. Two tables list them—My Portfolios for the ones you built, and Pfolio Portfolios for the pre-built ones—each with headline metrics you can sort by. Timeframe for Tables sets the window those metrics are measured over, so the same portfolios can be judged over a recent stretch or the long run. From here, Add Portfolio starts a new build in the Portfolio Builder, and the Actions menu applies to the portfolios you select in the tables: Analyse, Compare, Add to List, and View Details.

One portfolio can be set as your My Portfolio—the portfolio you actually follow. The selector sits in the Portfolios Overview settings and appears once your investor profile is set. By default it holds the pfolio pre-built portfolio your profile recommends; you can change it to any portfolio, including one of your own.

Setting a portfolio as My Portfolio does two things. pfolio creates the asset list My Portfolio Allocations, which holds the portfolio's current allocations and is kept up to date as they change. And the portfolio becomes the default set of target allocations in the rebalancing tool that turns a portfolio into trades—see Investing your portfolio. If the portfolio's risk level differs from your profile's recommendation, the risk-level notice appears.

View Details opens a portfolio in the Portfolio Builder with its full configuration—setup, asset selection, and asset allocation—exactly as it was built. It is available wherever portfolios appear in a table: select the portfolio in the Portfolios Overview, Assets Overview, or Asset Database tables and choose Actions and View Details, or simply click the portfolio's underlined ticker in any of those tables. Portfolios you own open editable. pfolio's pre-built portfolios open read-only: to change one, copy it first and edit the copy. That is also how you save a pre-built portfolio as your own.

Build Portfolio runs the full backtest. It can take minutes, and it runs in the background—you can stay on the page or continue using pfolio, and a status alert on the Portfolios Overview tells you when the portfolio is in progress, finished, or has hit an error, with a link to the result. Before the build starts, a confirmation step asks you to check your settings.

Update, in an opened portfolio's Actions menu, rebuilds it with the latest data and any configuration changes you have made, through the same background process. When the update completes, the portfolio summary opens so you can see the effect of the change immediately.

Copy, in the Actions menu, duplicates the portfolio's configuration under a new name—the original name with "_copy" appended, which you can change before continuing. The copy opens editable, whoever owned the original. Use it to take a pre-built portfolio as a starting point, or to test a variation of your own portfolio without touching the original.

Delete, in the Actions menu, removes a portfolio after a confirmation step. The deletion is permanent—there is no archive to restore from—and if the portfolio was set as your My Portfolio, that selection is cleared with it.

An opened portfolio includes a Portfolio Data section with two views of the data behind it: a data-quality table (the first and last day of history, missing days, and the largest daily moves) and the portfolio's price series. Download exports the price data as a CSV file; it is available with the data add-on.

Add to List, in the Portfolios Overview Actions menu, adds the selected portfolios to one of your asset lists. A portfolio in an asset list can be used like any other asset—for example, as a benchmark or a building block in another portfolio's universe.

The Portfolio Risk Level Notice appears when you work with a portfolio whose fit with your investor profile deserves a check: its risk level is higher or lower than your profile's recommendation, or—for a custom portfolio, which is not categorised by risk level—the fit cannot be determined. It shows when you select such a portfolio as My Portfolio and when you open one in the Portfolio Builder.

The notice must be acknowledged with Confirm to proceed—you can keep your choice, and your acknowledgement is recorded. Dismissing it without confirming takes you back to the dashboard.